SIP Calculator

A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals. Use the sliders to see what your SIP could grow into and how much of it comes from returns.

Monthly investment

₹10,000

Time period

yrs

Expected return (p.a.)

Projected value

₹22,40,359

Invested₹12,00,000

Est. gains₹10,40,359

Assumes a steady 12% annual return, compounded monthly. Real returns vary.

How this works

We compound your monthly contribution at the expected annual return (converted to a monthly rate), treating each SIP as invested at the start of the period. The result is an estimate — actual market returns are never a straight line, and this figure is before taxes and fees.

MoneyPlant doesn't recommend funds or predict markets. Once you start a SIP, add it in MoneyPlant and assign it to a goal to see whether you're on track.

Turn this plan into progress

Track your SIPs and goals in MoneyPlant — free.

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Related guide: What is goal-based investing?